Non-QM Underwriter (West Coast)

Essential Duties and Responsibilities

• Underwrite complex Non-QM loans to multiple investor guidelines
• Underwrite Non-QM, Jumbo, and other manual underwrite loan products
• Communicate regularly with Processors and Loan Officers regarding status of loans via current technology
• Follow file and check order as conditions are signed off and new information is received
• Maintain file order integrity
• Maintain current working knowledge on loan products
• Maintain conversation log in BYTE to properly track the forward movement of the file
• Absorb training needs of other mortgage positions
• Ad hoc reporting

Qualifications and Experience

• Prefer a minimum of five (5) years specific manual underwriting experience
• Must have experience working with Non-QM loans for last 12-24 months
• Must have demonstrated satisfactory knowledge of DU and LP input
• Ability to properly interpret DU and LP, communicate and document their findings
• Intermediate experience with Microsoft Word, Excel, and Outlook
• Ability to work in a fast-paced, fluid environment
• Strong communication, interpersonal and organizational skills
• High integrity and confidentiality required
• Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
• Flexibility in decision making with strong problem-solving skills

Supervisory Responsibilities

N/A

Physical and Environmental Conditions

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

Pay

Base Compensation Information – For residents of the states of CA & CO, and for New York City + other areas requiring disclosure: CMG pays a competitive base which ranges from $90,000 - $100,000 + plus OT and Bonus. Factors that affect base salary may include: Non-QM Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education