Non-QM Underwriter

About the role

We are committed to a supportive, diverse, and inclusive culture, living our values of Rigor, Ownership, Curiosity, Kindness, and "Straight Up" to promote equality and financial empowerment. Intrigued? Say hello!

Responsibilities

• A thorough credit and collateral review of loan files to determine deficiencies and/or issues including calculating income using standard and alternative income calculation methods
• Manually calculate income across all non-QM programs including complex self-employed borrower profiles, layered income sources and variable cash flow
• REO analysis
• Reviewing title documents to ensure clear title at closing
• Reviewing trust documents
• Reviewing condo documents in alignment with client and investor guidelines for warrantable and non-warrantable condos
• Concise and accurate conditioning of loan files
• Meet contractual turn times for initial, resubmission, and CTC reviews without sacrifice to quality
• Analyze complex, high page count tax returns
• Communicate (telephone, email, and/or client communication portal) with the processor