Non-QM / Jumbo Mortgage Underwriter (West Coast)

Essential Duties and Responsibilities

• Underwrite complex Non-QM loans to multiple investor guidelines
• Underwrite Non-QM, Jumbo, and other manual underwrite loan products
• Communicate regularly with Processors and Loan Officers regarding status of loans via current technology
• Follow file and check order as conditions are signed off and new information is received
• Maintain file order integrity
• Maintain current working knowledge on loan products
• Maintain conversation log in BYTE to properly track the forward movement of the file
• Absorb training needs of other mortgage positions
• Perform ad hoc reporting

Qualifications and Experience

• Prefer a minimum of five (5) years specific manual underwriting experience
• Must have experience working with Non-QM loans for last 12-24 months
• Highly prefer underwriters with private banking or bank portfolio lending experience
• Must have demonstrated satisfactory knowledge of DU and LP input
• Ability to properly interpret DU and LP, communicate and document their findings
• Intermediate experience with Microsoft Word, Excel, and Outlook
• Ability to work in a fast-paced, fluid environment
• Strong communication, interpersonal and organizational skills
• High integrity and confidentiality required
• Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
• Flexibility in decision making with strong problem-solving skills

Supervisory Responsibilities

• No direct reports

Physical and Environmental Conditions

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

Base Compensation Information

CMG pays a competitive base which ranges from $90,000 - $105,000+ as well as per file bonus and OT as needed. Factors that affect base salary may include: Underwriter experience including Non-QM/Jumbo/Portfolio loans and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.

Contact Information

CMG MORTGAGE, INC.
NMLS #1820
If you are a recruiter or placement agency, please do not submit resumes to any person or email address at CMG Financial prior to having a signed agreement. CMG Financial is not liable for and will not pay placement fees for candidates submitted by any agency other than its approved recruitment partners. Furthermore, any resumes sent to us without an agreement in place will be considered your company’s gift to CMG Financial and may be forwarded to our recruiters for their attention.