Commercial Real Estate & NON-QM Underwriter

About the Role

Victorian Finance - A Division of Farmers Bank is seeking an experienced Underwriter to evaluate and structure both commercial real estate (CRE) loans and non-qualified mortgage (Non-QM) residential loans. This role owns credit risk analysis end-to-end—reviewing borrower financials, property performance, and collateral—to render sound, well-documented credit decisions that balance portfolio growth with prudent risk management.

The ideal candidate is comfortable underwriting income-producing properties on the commercial side and alternative-documentation loans on the residential side, and can move fluidly between the two.

Responsibilities

• Evaluate and structure commercial real estate (CRE) loans and non-qualified mortgage (Non-QM) residential loans.
• Perform end-to-end credit risk analysis, including reviewing borrower financials, property performance, and collateral.
• Render sound, well-documented credit decisions that balance portfolio growth with risk management.

Pay

$100,000 - $110,000 depending on experience.