National Accounts Underwriter

Job Responsibilities

• Evaluates and synthesizes information to make decisions about accepting, modifying, or rejecting risks.
• Provides direction and guidance to less experienced underwriters during the evaluation process.
• Reviews and evaluates all assigned risks, including plan design and experience review.
• Works with sales and service teams to prospectively price and renew all business lines.
• Uses expertise in manual rating approach, experience rating methodology, and reinsurance to influence pricing decisions.
• Evaluates inforce business to identify opportunities for cross-sell, enrollment, and plan design changes.
• Communicates case positions to senior leadership in a clear and concise manner.
• Partners with sales and national account management to enhance business goals.
• Evaluates complex cases requiring multiple stakeholder input and agreement.
• Utilizes knowledge of IEB to evaluate cases effectively.
• Identifies and implements process improvements to reduce workload or improve quality.
• Mentors less experienced underwriters.

Requirements

• Bachelor's Degree or equivalent education and relevant experience.
• Seven to ten years relevant underwriting experience, preferably with National Accounts.
• Thorough knowledge of group underwriting principles and practices on all lines of coverage.
• Strong mathematical and analytical skills.
• Excellent organizational skills with the ability to prioritize high volume/deadline workload.
• High level of customer service orientation.
• Strong understanding of predictive analytics and alternative rating information.
• Mastery of negotiation skills with internal and external customers.
• Mastery of project management skills.
• Proficient understanding of Excel, PowerPoint, and other Microsoft Office applications.
• Travel to Sales Offices as required.

Benefits

• An annual performance bonus for all team members.
• A generous 401(k) company match that is immediately vested.
• A choice of three medical plans (including prescription drug coverage) to suit individual needs.
• Multiple options for dental and vision coverage.
• Company-provided life and disability insurance for financial protection.
• Family-friendly benefits including paid parental leave and adoption assistance.
• Hybrid work arrangements for eligible roles.
• Tuition reimbursement and continuing professional education.
• Paid time off starting at 20 days per year, plus nine company-paid holidays.
• Volunteer days, community partnerships, and employee assistance program.
• Employee resource group program for connection with colleagues across the country.