Mortgage Underwriter

Responsibilities

• Underwrite loan files to granted authority in line with investor, GSE, and FHA/VA requirements
• Review applications, income/asset documentation, appraisal and title to confirm accuracy, completeness, and compliance
• Evaluate income, credit, equity, and layered risk; flag red flags and potential misrepresentation
• Validate AUS findings and data integrity; clear conditions and document support
• Partner with Loan Officers/Relationship Managers on guideline interpretation and file questions
• Stay current on investor/regulatory updates impacting underwriting

Qualifications

• Bachelor's degree preferred
• Adherence to established policies and procedures pertinent to the position which include but are not limited to BSA, Privacy, CRA and Safeguarding Customer Information
• 3+ years residential mortgage underwriting; strong conventional conforming background
• DE and SAR/LAPP certifications required
• Knowledge of 203K and Homestyle; working knowledge of Encompass
• Strong written/verbal communication; able to meet deadlines under pressure

Total Rewards

• Competitive total compensation with a $100,000-$110,000 salary range
• Medical, Dental, and Vision coverage
• Build long-term security with a 401(k)
• Enjoy practical in-office touches like a Snack/Drink Room when you’re on site

Schedule

• Monday-Friday, 9-5
• Work-from-home flexibility