Mortgage Underwriter

About the role

Mortgage Underwriters are responsible for evaluating loan applications to determine the creditworthiness of borrowers. This includes assessing income, assets, and debt to ensure the loan meets the lender’s criteria.

Responsibilities

• Evaluate loan applications thoroughly to assess creditworthiness
• Review financial documents such as pay stubs, tax returns, and bank statements
• Make recommendations on loan terms based on risk assessment
• Communicate with clients to address questions and concerns
• Ensure compliance with all regulatory requirements

Requirements

• Bachelor’s degree in finance, economics, or related field
• Minimum 2 years of relevant experience in mortgage lending or banking
• Strong analytical skills and attention to detail
• Proficiency in Microsoft Office Suite
• Excellent communication and interpersonal skills

Qualifications

• Valid driver’s license and reliable transportation
• Ability to work flexible hours including evenings and weekends
• Pass a background check and credit check

Skills

• Knowledge of underwriting guidelines and regulations
• Experience with loan processing systems
• Strong problem-solving abilities
• Excellent written and verbal communication skills

Benefits

• Competitive salary commensurate with experience
• Health insurance coverage
• Paid time off
• Professional development opportunities

Pay

Salary range: $50,000 - $70,000 annually

Schedule

Full-time position with flexible working hours

Contact

To apply, please visit Freestar Financial's careers page.