Mortgage Servicing Specialist
Blaze Credit Union · St Paul, MN · 1 mo ago
On-siteFinance$26–$30/hrFull-time
About the role
The Mortgage Servicing Specialist is responsible for providing accurate and timely support throughout the life of a mortgage loan. This role researches and resolves borrower inquiries, processes servicing transactions, maintains accurate loan records, and ensures compliance with company and regulatory requirements.
Responsibilities
- Respond to borrower and internal inquiries via phone, email, or secure messaging regarding payments, escrow, balances, fees, payoffs, and account activity.
- Research and resolve loan servicing issues, discrepancies, and account corrections.
- Process payments, adjustments, reversals, escrow transactions, payoffs and other servicing activities accurately and timely.
- Maintain accurate documentation of account activity and borrower communications.
- Follow applicable servicing procedures, investor guidelines, and regulatory requirements.
- Collaborate with internal departments to resolve borrower and loan-level issues.
- Provide professional, empathetic, and solutions-focused customer service.
- Process, analyze, and verify Private Mortgage Insurance (PMI) cancellations.
- Manage loss draft requests to ensure collateral is protected.
- Effectively track paid off mortgages; draft and record releases.
- Comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
- Exhibit Blaze’s Core Values: Better Lives, Thoughtfully Compassionate, Minnesota’s Best, and Give Back.
- Maintain regular and predictable attendance.
- Perform other duties as assigned to support effective department operation.
Requirements
- Minimum high school degree or equivalent.
- Minimum 1-2 years similar or related financial experience.
- Strong verbal and written communication skills.
- Computer skills including Microsoft products.
- Ability to work in a fast-paced environment and manage multiple tasks.
- Knowledge of Fiserv DNA and Encompass a plus.
- Strong attention to detail.
- Ability to proactively respond to members/employees to problem solve based on guidelines; written communications are based on templates but can be modified.
- Ability to sit and stand; answer calls; operate computer; interact with internal employees and members on the phone; travel to designated offices; lift up to 20 lbs.
Benefits
- Low-cost medical (as low as $20 a paycheck)
- Dental insurance
- Vision insurance
- Quarterly bonuses
- Generous vacation and sick time hours
- Paid leave options
- Up to 6% 401k contribution
- Tuition reimbursement
Pay
The starting salary range for this position is: $26.00 - $30.00/hour. This range reflects the base starting salary for this position.