Mortgage Retail Loan Officer

Essential Functions and Responsibilities

• Interview, collect, examine and evaluate borrower financial and personal data to counsel and recommend appropriate residential lending products.
• Build and maintain relationships with referral partners.
• Accurately complete required disclosures as required.
• Submit loan through an AUS to determine eligibility.
• Interpret AUS findings and communicate required documentation items needed for closing.
• Obtain and analyze required member documents related to mortgage loan request.
• Effectively manage the mortgage transaction by communicating with all parties involved including borrowers, real estate agents, builders and/or other third-party partners.
• Serve as a member advocate, while maintaining the integrity of all RBFCU's policies and procedures.
• All other duties as assigned (note: essential functions and responsibilities may change, or new ones may be assigned at any time with or without notice).

Requirements

• High School Diploma or GED
• Minimum of 12 months experience as a loan officer or processor utilizing Fannie Mae Desktop Underwriter
• Ability to perform in a high volume and fast paced environment while maintaining a pipeline of within institution service level requirements
• Proficiency with Excel, Outlook, Word, Power Point and DocuSign
• Ability to support referral partners during the evening or on weekends
• Ability to attend community outreach and business development events as needed, and travel within the state of Texas approximately once a month
• Strong written and verbal communication skills
• Must be able to pass the registration requirements for the Nationwide Mortgage Licensing System
• Must be able to work Saturday shifts as necessary

Preferred

• Bachelor’s degree
• Bilingual in English and Spanish
• Experience with Encompass LOS and Blend POS