Mortgage Processor II (Senior Mortgage Processor)

Responsibilities

• Mortgage Processing - Verifies the accuracy and completion of all documentation or information necessary for loan closings. Assists in scheduling loan closings and answers questions regarding the mortgage loan process. Places closing conditions on the file and prepares approved loans for the Closing Department. Submits loans recommended for decline to second level review and issues adverse action notices.
• Loan Operations - Provides ongoing communication to associates and management regarding loan status, conversations with applicants, and outstanding issues. Conveys deficiencies in loan documentation with the necessary parties. Ensures compliance in all operations with applicable guidelines and regulations. May assist management with more complex matters and projects.
• Collateral Appraisal - Secures a property appraisal and completes the initial review against established checklists.
• Business Support - Performs a variety of administrative support tasks during the course of mortgage processing.
• Pipeline Management - Manages a pipeline of active loans by updating and prioritizing activities based on projected loan closing date. Ensures that loans close prior to approval expiration and rate lock expiration.

Qualifications

• Bachelor's Degree - OR - High School Diploma or GED and 3 years of experience in Mortgage processing

Preferred Qualifications

• Mortgage processing experience
• Experience working with Encompass Benefits

Benefits

Mortgage processing experience and experience working with Encompass Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.