Mortgage Processor II (Senior Mortgage Processor)

Mortgage Processing

• Verifies the accuracy and completion of all documentation or information necessary for loan closings.
• Affords assistance in scheduling loan closings and answers questions regarding the mortgage loan process.
• Places closing conditions on the file and prepares approved loans for the Closing Department.
• Sends loans recommended for decline to second level review and issues adverse action notices.

Loan Operations

• Provides ongoing communication to associates and management regarding loan status, conversations with applicants, and outstanding issues.
• Transmits deficiencies in loan documentation with the necessary parties.
• Ensures compliance in all operations with applicable guidelines and regulations.
• May offer assistance to management with more complex matters and projects.

Collateral Appraisal

• Sets up a property appraisal and completes the initial review against established checklists.

Pipeline Management

• Manages a pipeline of active loans by updating and prioritizing activities based on projected loan closing date.
• Guarantees that loans close prior to approval expiration and rate lock expiration.

Qualifications

• Bachelor's Degree - OR - High School Diploma or GED and 3 years of experience in Mortgage processing.

Preferred Qualifications

• Mortgage processing experience.
• Experience working with Encompass Benefits.

Benefits

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.