Mortgage Processor

About the role

Bellwether Community Credit Union (BCCU) is looking for a Mortgage Loan Processor to join our Mortgage Lending team. We’re seeking someone who brings mortgage knowledge, exceptional attention to detail, and a commitment to providing an outstanding experience for our members and lending partners.

Responsibilities

• Process conventional, FHA, VA, USDA, and other residential mortgage loans
• Review and analyze borrower documentation for accuracy and completeness
• Calculate income, debt-to-income, loan-to-value, and other required ratios
• Order and review credit reports, appraisals, verifications, and supporting documentation
• Prepare complete loan files for underwriting and clear applicable conditions
• Keep members, Loan Representatives, realtors, attorneys, title companies, and other partners informed throughout the process
• Coordinate closings and prepare Closing Disclosures and closing packages in accordance with TRID and CFPB requirements
• Assist with funding, booking, servicing setup, and shipping of first mortgages
• Help ensure every loan file is accurate, complete, compliant, and ready for Quality Control

Requirements

• 1–2+ years of mortgage loan processing experience, preferably including conventional, FHA, and VA products
• Knowledge of mortgage underwriting guidelines and applicable federal and state regulations
• Familiarity with FNMA, FHLMC, FHA, HMDA, Reg Z, ECOA/Reg B, TRID, and related mortgage requirements
• Strong analytical skills, including income analysis, DTI, and LTV calculations
• Excellent communication, organization, and follow-through
• Strong computer skills and experience working with mortgage origination software
• A collaborative mindset and a genuine commitment to helping members navigate the mortgage process

Why BCCU?

At Bellwether, how we work is just as important as the work we do. Our team is guided by five Core Values:

• People First – We put others at the heart of all we do.
• Local Focus – We build community by what we do and how we give.
• Always Learning – We are curious and desire to grow with each opportunity.
• Driven with Purpose – We are motivated by the desire to achieve more.
• Own Our Outcomes – We hold ourselves accountable, ensuring our commitments are met.