Mortgage Processor

Essential Duties And Responsibilities

• Review loan applications, disclosures and other loan documentation for completeness and accuracy.
• Order appraisal, title, flood orders and Private Mortgage Insurance as needed.
• Contact borrowers weekly by phone and email to request and follow-up on required information and documentation and to share loan status.
• Manage loan pipeline daily to ensure loan commitments and rate lock commitments are met.
• Analyze income, asset and collateral documentation (including pre-underwriting for self-employed income).
• Process mortgage loans according to established APGFCU policies and procedures and investor guidelines.

Additional

• Responsible for completion of applicable training and compliance on federal regulations and APGFCU policies and procedures as related to the duties of this position (Bank Secrecy Act, Information Security as examples, if applicable).

Education

• A High School Diploma

Experience

• One to three years of mortgage processing experience preferred.

Knowledge, Skills & Abilities

• Knowledge of FNMA guidelines (FHA, VA and USDA experience a plus).
• Ability to verify income for wage earners and self-employed borrowers.
• Proven success in managing a large pipeline.
• Strong oral and written communication and interpersonal skills.
• Strong attention to detail and accuracy.
• Ability to prioritize and meet deadlines.
• Effective time-manager and multi-tasker.

Physical Demand

• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• While performing the duties of this job, the employee is regularly required to stand; walk; use hands to finger, handle, or feel objects, tools, or controls; and talk or hear.
• The employee frequently is required to reach with hands and arms.
• The employee is frequently required to sit, stoop, kneel, or crouch.
• The employee must frequently lift and/or move up to 25 pounds, and be capable of transporting related supplies and equipment.

Compensation Information

Offers are based on experience and education. $53,800 - $86,000 annually

APGFCU is an Equal Opportunity/Affirmative Action employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability to Protected Veteran status.

Please use the attached link to view the EEO law poster

View the EEO law poster

APGFCU participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

View details about E-Verify