Mortgage Originator

Sales

• Develop and coordinate the Bank’s mortgage call program in assigned area focusing on referral sources such as realtors, attorneys, and branch staff.
• Perform phone duty assignments as required by being available to answer cold call customers’ questions and give them guidance.

Responsibilities

• Interview mortgage applicants, assist customer in completing application and collect documentation to support application information.
• Explain different financing, mortgage programs and their requirements including risk based pricing.
• Analyze customer’s financial posture. Determine if it meets the loan criteria established by the Bank.
• Complete application package, submit information to Loan Origination System, and submit file to mortgage processing.
• Maintain contact on loan progress with processors and customers to provide assistance in collecting additional data as may be needed.
• Follow up post closing with customers to ensure total satisfaction.

Qualifications

• Comply with all S.A.F.E. Act regulations including keeping registration information (including but not limited to name, home address and work address) up to date and status as active.
• Provide N.M.L.S. registration number to consumers upon request and in all written communications in accordance with law, specifically on e-mail signatures and business cards.