Mortgage Originations Compliance Specialist

Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, and USDA loans, working with loan originators, brokers, and correspondents to offer competitive rates and terms.

About the role

The Mortgage Originations Compliance Specialist will maintain and oversee compliance programs for Village Capital & Investment’s mortgage origination activities. This individual will serve as a key advisor to operational leaders, helping to identify, assess, and mitigate regulatory risks while fostering a strong compliance culture across the organization.

Responsibilities

• Monitor, interpret, and communicate regulatory and investor updates impacting mortgage originations.
• Develop and maintain policies, procedures, and internal controls to ensure compliance with applicable laws and regulations, including RESPA, TILA, ECOA, HMDA, and CFPB requirements.
• Conduct compliance reviews and quality assurance testing of origination files and processes.
• Provide day-to-day compliance support and guidance to origination staff, including loan officers, processors, and underwriters.
• Coordinate and assist with internal and external audits, examinations, and investor reviews.
• Design and deliver compliance training programs to ensure consistent understanding and application of regulatory requirements.
• Collaborate with Risk, Legal, and Operations teams to identify compliance trends and implement corrective actions when necessary.
• Maintain accurate and comprehensive documentation of compliance activities, findings, and remediation efforts.

Requirements

• High school diploma required; Associate or Bachelor’s degree preferred.
• 3+ years of mortgage compliance or origination operations experience, preferably within a regulated mortgage lending or servicing environment.
• In-depth knowledge of federal and state mortgage regulations, including CFPB, FHA, VA, USDA, Fannie Mae, and Freddie Mac requirements.
• Experience with loan origination systems (e.g., Encompass) and compliance monitoring tools.
• Strong analytical, communication, and organizational skills with attention to detail.
• Ability to work collaboratively in a fast-paced, team-oriented environment.

Benefits

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance