Real Estate Originations - Lending Compliance Officer

Led by Expertise

Lead with expertise: Serve as the primary advisor on federal and state lending regulations, guiding business decisions with confidence.

Drive Compliance Strategy

Drive compliance strategy: Support and enhance our lending compliance management program, including regulatory change management and risk assessments.

Monitor & Test

• Conduct risk-based reviews
• Loan file audits
• Transaction testing using data-driven methods

Strengthen Controls

• Identify gaps
• Audit control effectiveness
• Recommend improvements to mitigate risk

Influence & Action

• Analyze findings
• Deliver clear recommendations to leadership

Own Issue Resolution

• Manage remediation efforts from identification through validation of corrective actions

Ensure Regulatory Accuracy

• Review loan documentation and disclosures (TRID, ECOA, FCRA, TILA, RESPA, etc.) for compliance

Support HMDA & Fair Lending

• Oversee data integrity, reporting, and monitoring for potential risk patterns

Partner with Auditors & Regulators

• Serve as a key liaison during exams and audits, ensuring smooth coordination and communication

Influence the Business

• Collaborate cross-functionally to implement improvements, enhance controls, and drive continuous compliance excellence

Qualifications

• Experience: 5+ years in compliance, audit, or risk (financial services preferred)
• Expertise: Strong knowledge of lending regulations and compliance frameworks
• Analytical mindset: Ability to interpret complex data, identify trends, and solve problems
• Influence & collaboration: Proven ability to partner with stakeholders and guide decisions
• Communication skills: Able to translate regulatory requirements into clear, actionable insights
• Technical skills: Proficiency in Excel and Microsoft Office; familiarity with LOS systems, QA tools, and data platforms (Power BI a plus)

Benefits

• Competitive compensation
• 18 days of PTO during your first year
• 12 paid holidays annually
• Full 6% 401(k) match
• Comprehensive medical, dental, and vision coverage
• Life insurance and additional voluntary benefits
• Employee wellness resources, including an on-site gym
• Career development opportunities
• An award-winning workplace culture