Mortgage Loan Underwriter

About the role

At Summit Credit Union, we're seeking a detail-oriented, people-first Mortgage Loan Underwriter to join our growing team. You'll play a key role in helping our members achieve their homeownership dreams by underwriting both portfolio and secondary market mortgage loans with accuracy, empathy, and efficiency.

Responsibilities

• Underwrite mortgage loans in accordance with SCU and investor guidelines.
• Ensure data integrity and complete documentation in all files.
• Support lenders and processors with real-time feedback and expert guidance.
• Collaborate with the Mortgage Processing Department to meet underwriting timelines.
• Maintain knowledge of tools like Desktop Underwriter, Loan Prospector, and WHEDA.
• Contribute to internal audits and compliance efforts.
• Help develop underwriting and program guidelines aligned with credit union strategy.
• Demonstrate empathy, professionalism, and a commitment to excellence in every interaction.

Requirements

• Associates degree in business, finance, banking, or real estate preferred.
• 4+ years of experience in credit analysis, mortgage lending, or secondary market operations (or a Bachelor’s degree in lieu of experience).
• Strong knowledge of mortgage laws and regulations.
• Proficiency in Microsoft Word, Outlook, and intermediate Excel.
• Excellent interpersonal and problem-solving skills.

Qualifications

• Experience in credit analysis, mortgage lending, or secondary market operations.
• Knowledge of mortgage laws and regulations.
• Proficiency in Microsoft Word, Outlook, and intermediate Excel.
• Excellent interpersonal and problem-solving skills.

Skills

• Detail-oriented.
• People-first approach.
• Strong knowledge of mortgage laws and regulations.
• Proficiency in Microsoft Office Suite.
• Excellent interpersonal and problem-solving skills.

Benefits

• Opportunities for professional growth and development.
• A supportive and inclusive work environment.
• Flexible work arrangements.
• Competitive compensation and benefits package.

Pay

Compensation is competitive and commensurate with experience.

Schedule

Full-time position available.

Benefits

• Health insurance coverage.
• Retirement savings plan.
• Employee assistance program.
• Flexible spending accounts.

Employment at Summit Credit Union

We are committed to providing Equal Employment Opportunity regardless of race, color, religion, sex, age, national origin, disability, military and veteran status, sexual orientation, gender identity, marital status or any other characteristic protected by local, state, or federal law. We embrace diversity and believe that inclusion is critical to our success as a credit union.