Mortgage Loan Underwriter

Responsibilities

• Review mortgage loan applications and supporting documents in accordance with secondary market mortgage guidelines and render a credit decision with or without conditions
• Work collaboratively with Mortgage Loan Originators to structure loan requests based on loan policy and secondary market guidelines
• Recognize viable loan alternatives when initial requests are not feasible to give members a choice, rather than just a denial
• Advises the mortgage team of required and closing conditions; reviews conditions and ensures they have been met

Requirements

• Bachelor's degree preferred
• Minimum of three years of FNMA mortgage underwriting experience
• Knowledge of Secondary Market/FNMA guidelines
• Experience on conventional, portfolio, and non-QM underwriting
• Detail-oriented with strong data analysis skills
• Strong communication skills, both verbal and written
• Excellent organization and time management skills
• Proficiency in Microsoft Office systems