Mortgage Loan Processor II
About the role
Are you organized, detail-oriented, and passionate about helping members achieve their homeownership goals? Join Oregon State Credit Union as a Mortgage Loan Processor II and play a key role in guiding real estate loans from application through funding. In this role, you'll work closely with members, loan officers, underwriters, and external partners to ensure a smooth, accurate, and efficient lending experience. Since it began in 1954, Oregon State Credit Union has been a member-owned, not-for-profit financial services institution. We exist for the benefit of our member-owners, and not to profit from them. That's what makes us different from banks and how we're able to create financial solutions that make lives better. Location: 1980 NW 9th St, Corvallis, OR.
Responsibilities
- Guide real estate loans from application through funding
- Work closely with members, loan officers, underwriters, and external partners to ensure a smooth, accurate, and efficient lending experience
- Obtain and review supporting documentation
- Prepare complete loan files for underwriting review
- Track loans throughout the process
- Monitor loan pipelines to ensure timely closings and funding
- Make credit decisions on Home Equity Loans and Lines of Credit within established authority while delivering exceptional service to members and coworkers
Qualifications
- Ability to process and track mortgage loan applications
- Review supporting documentation
- Prepare files for underwriting
- Ensure compliance with secondary market and internal lending guidelines
- Experience managing multiple loans in various stages of the process while meeting deadlines and funding expectations
- Strong written and verbal communication skills
- Ability to effectively assist members, loan officers, underwriters, branch staff, and external real estate partners
- Commitment to providing exceptional service and maintaining positive professional relationships
- Excellent time management
- Analytical thinking and problem-solving skills
- Ability to monitor loan pipelines, identify issues, prioritize work, and coordinate activities to keep transactions moving efficiently toward closing and funding
- Proficiency with Microsoft Word, Excel, loan documentation systems, and real estate lending software
- Strong attention to detail
- Ability to review documentation thoroughly while maintaining accurate records and loan files
- Ability to maintain confidentiality and ensure compliance with all credit union policies, procedures, and applicable regulations, including BSA/AML/OFAC requirements
- Ability to make Home Equity Loan and Home Equity Line of Credit decisions within established approval limits
- Maintain SAFE Act registration requirements
- High school