Mortgage Loan Processor II

Education Requirements

• High School diploma/GED required.
• Bachelor's degree preferred.

Experience

• 1+ years of mortgage origination/processing/underwriting and/or comparable experience in financial services/banking industry preferred.
• 1+ years of banking experience or related field required.

Knowledge Requirements

• Excellent customer service and communication skills.
• Critical math skills.
• Knowledgeable with Microsoft Office Suite (Exel/Word).
• Mortgage loan processing software beneficial.
• Credit/underwriting/processing experience a plus.

Physical Demands

• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
• Regularly required to stand; sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear.
• Occasionally required to lift and/or move up to 25 pounds.
• Specific vision abilities required by this job include close vision, distance vision, depth perception and ability to adjust focus.

Work Environment

• The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
• The noise level in the work environment is usually moderate.

Training Expectations

• Staying updated on Mortgage Compliance and systems.
• Critical Tasks:
• Understand the process of mortgage lending from application to closing including your role in the process including appraisal and title work.
• Become proficient in Byte Enterprise platform, factual data and desktop underwriting.
• Attention to detail and organization is critical in order to stay on top of conditions and documentation required to meet closing deadlines.
• Communicate positively with all Mortgage Team Members and Extraco Banks Team Members.
• Perform in a support role to allow the Mortgage Consultants to meet with customers and handle marketing for the branch.
• Represent the branch and Extraco Banks positively inside and outside the Bank.
• Complete required compliance training.
• Learn investor websites and other mortgage data concerning underwriting regulations.
• Maintain knowledge of mortgage products and industry changes.

Benefits and Compensation

• Extraco provides excellent benefits and competitive compensation.

Equal Opportunity Employer

• We are an Equal Opportunity Employer M/F/D/V.

Reasonable Accommodations

• Extraco provides reasonable accommodation for persons with disability.