Mortgage Loan Processor - Brick City Capital

About Brick City Capital

Brick City Capital is a private real estate lender built by investors, for investors. We don't just fund deals; we outpace the market. We are scaling rapidly the Greater NY area for proven producers who want to lean into a high-growth, tech-driven environment.

We operate a vertically integrated ecosystem comprising of these divisions.

• Founded in 2018 proudly headquartered in Newark, NJ
• Scaling rapidly and building a world-class team committed to operational excellence, bold growth, and long-term impact

Why We Love Working at Brick City Capital

• We have integrity, entrepreneurial drive, and a commitment to excellence shape everything we do
• We move with accountability and ownership, pushing innovation forward through collaboration and a culture that’s truly out of this world
• Fast-paced and mission-driven, we offer real opportunities for growth and a team environment where both collective wins and individual achievements are celebrated

The Opportunity

• The Mortgage Loan Processor is responsible for independently managing a pipeline of mortgage loan files, including the review, verification, and validation of financial, credit, and property documentation to ensure accuracy, completeness, and compliance with company policies and investor guidelines
• This role handles more complex loan scenarios and serves as a key contributor to maintaining efficient loan progression in a fast-paced environment
• This is not just a typical processing, paper gathering position. You will quarterback the entire loan lifecycle, working a high-intent pipeline of DSCR and non-QM business

What you will do

Processing and Transaction Management

• Execute and oversee the processing of loan transactions, ensuring accuracy and compliance with internal policies and regulatory standards primarily focused on document collection and verification
• Collaborate with various teams to streamline processing workflows and identify opportunities for efficiency improvements

Pricing Analysis

• Conduct comprehensive pricing analysis on various loan products to support informed decision-making
• Stay abreast of market trends, competitive pricing, and economic indicators to adjust pricing strategies accordingly

Account Management

• Serve as a primary point of contact for assigned client accounts, addressing inquiries, providing updates, and ensuring overall client satisfaction
• Collaborate with clients to understand their financial goals and tailor solutions to meet their individual needs

Data Analysis and Reporting

• Utilize analytical tools and software to extract, analyze, and interpret financial data, providing insights for strategic decision-making
• Generate regular reports for internal and external stakeholders, highlighting key performance indicators and trends

Risk Management

• Work closely with the underwriting team to identify potential risks associated with processing and pricing activities
• Develop and implement risk mitigation strategies to safeguard the interests of the company

What you will bring to the table

• 1+ years of proven experience and success track record in private/non-QM/DSCR/investor lending
• Documented track record of consistent (over)production, such as files volume
• Demonstrated expertise in complex DSCR loan structuring, portfolio management, and navigating intricate lending scenarios
• In-depth knowledge of market trends, property valuation, and investment analysis
• High personal standards and ownership mentality
• Strong analytical, financial modeling, leadership, communication, and mentoring skills

What we look for in all our employees

• A demonstrated track record of winning; we never stop at "just enough"
• An insatiable eagerness to continuously learn and to be coached; we are lifelong learners and always make ourselves available to others to teach us something new
• A possession of strong entrepreneurial spirit; we have a burning passion for building something great out of nothing
• A big vision for themselves and those around them; we always strive to be the best version of ourselves and help those around us do the same
• An unwavering sense of integrity; an individual who roots oneself with a core belief that how one does anything is how one does everything

Additional Information

• Leverage Companies is an equal opportunity and an E-verify employer
• We are committed to building a diverse, inclusive, and equitable workforce and do not discriminate based on characteristics of any kind
• Leverage Companies is committed to providing reasonable accommodations for any candidates with disabilities who may need assistance during the talent acquisition process
• To request a reasonable accommodation, please email hr@leveragecompanies.com
• Leverage Companies highly values having employees working in-office to foster a collaborative work environment and company culture
• Under certain circumstances, a hybrid working arrangement with a minimum of 3 days in office in Newark, NJ may be arranged