Mortgage Loan Processor

Position Summary

Responsible for performing initial appraisal of potential borrowers by thoroughly examining their applications; assessing the credit standings of applicants through background research; and interviewing applicants to evaluate their eligibility for loan or mortgage.

Essential Functions

• Identify customer needs, explore all options, and suggest different types of loans.
• Review files for completeness and accuracy.
• Verify accuracy of system input.
• Analyze file for program applicability.
• Review necessary documentation, such as income and asset documentation, credit report, verifications, appraisal report, preliminary title report, etc.
• Follow up with clients to request additional documents as needed or to clarify important points.
• Provide status updates to loan officers, borrowers, and agents.
• Remain up to date regarding lending and other financial services.
• Cook up all aspects of submission to underwriting, documentation requests and satisfaction of closing/funding conditions.
• Collapse closings as needed.
• Submit files in a timely manner in accordance with company standards.
• Review pre-audit HUD-1 to ensure accuracy.
• Work with loan officer and title companies to resolve any discrepancies prior to closing.
• Prioritize workflow to ensure time sensitive files are handled in proper order.
• Assure compliance with all regulatory and governmental standards, guidelines, rules and regulations with all regulatory authorities, federal or state ordinances and administrative regulations and statues.
• Forging trust relationship and enhancing customer dedication.
• Ensures confidentiality of bank and customer information.
• Performs other duties as assigned.

Preferred Skills

• Preferably 5 years or more processing conventional, VA and FHA loans.
• Comprehension of direct/indirect lending procedures.
• In-depth understanding of relevant rules and regulations.
• Strong organization skills and detail oriented.
• Excellent communication and sales skills.

Requirements

• Post TRID knowledge required.

Qualifications

• High school diploma or equivalent.
• Experience in mortgage processing.

Skills

• Strong organizational skills.
• Detail-oriented.
• Excellent communication and sales skills.

Benefits

Texana Bank offers a competitive salary range of $26.44-$36.05 per hour.

Pay

Salary Range: $26.44-$36.05 per hour

Schedule

Full-Time, Hourly Non-Exempt

Contact Information

Texana Bank Mortgage
1680 Keller Parkway
Keller, Texas 76248