Mortgage Loan Originator - Consumer Direct

About Republic Bank

Republic Bank’s values are built upon making an IMPACT for our clients, our associates and the communities we serve. (IMPACT stands for Innovate for the Future, Make it Easy, Provide Exceptional Service, Acknowledge & Celebrate Success, Commit to Caring and Thrive Together) The associates of Republic Bank are the key to our success as an organization and we value our associates. It’s one of the reasons we’ve been named as one of the Best Places to Work in Kentucky for ten years!

POSITION PURPOSE AND OBJECTIVES

The Mortgage Loan Originator performs a wide range of duties related to the origination of residential 1st and 2nd mortgages. This position is expected to meet standards, objectives, and goals set forth by management for originating loans and cross-selling products and services of the Bank.

Essential Job Functions And Responsibilities

• Generate funded residential loan volume by offering Republic Bank lending products by making outbound calls, accepting inbound calls, and communicating electronically with potential clients.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Collect appropriate documentation from applicants in time frames established by management.
• Deliver exceptional levels of customer service and communicate with both applicants and internal support staff with timely updates and progress reports.
• Maintain all prospect, client, and referral partner information in Republic Bank’s CRM software.
• Manage a pipeline for all originated loans to the closing.
• Effectively communicate with team regarding client files.
• Partner with assigned Mortgage Loan Originators (if applicable) to increase prospecting and follow up conversion rates.
• Execute effective marketing plans to meet or exceed mortgage production goals.
• Attend and participate in all mortgage lender meetings and training as required by management.
• Learn the credit culture of Republic Bank in order to present appropriate credits for approval.
• Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required.
• Model and foster behaviors that support the Bank’s values and corporate culture creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.
• Willingly perform all other duties and projects as assigned.

Interpersonal Skills And Competencies Required

• Excellent verbal and written communications skills.
• Must be self-motivated and work well in a team environment.
• Strong email execution and delivery skills.
• Desire to excel in a competitive environment.
• Excellent organizational skills.
• Requires a high energy level and strong sense of urgency.
• Must be able to multitask constantly.

Physical Requirements

• Sit, use hands to finger, handle, or feel;
• Talk or hear.
• Frequent standing or walking.
• Occasional reaching with hands and arms.
• Occasional lifting and/or moving 10 pounds.
• Close vision, and distance vision.
• Moderate noise level in the work environment.

Other Requirements

• Travel between Republic Banking facilities may be required including occasional out of town travel.
• Flexible work schedule may include some evenings, weekends and/or overtime.
• Stay abreast of new developments, best practices, and statutory and regulatory changes.
• This position is subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations as defined by the SAFE Act must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in corrective counseling up to termination of employment.