Mortgage Loan Originator

About the Role

Responsible for creating better lives and futures for the people and communities we proudly serve. This position increases the mortgage loan portfolio, develops business contacts, and attracts mortgage customers by managing customer relationships at assigned banking centers.

Responsibilities

• Conducts self according to the UNIFIED Way.
• Attracts new mortgage loan applications by developing relationships with the real estate community and making sales calls to prospective customers.
• Develops a networking strategy to identify prospects and implements a call strategy to contact them.
• Creates convenience by promptly answering customer calls and meeting with customers at times convenient for them, including outside normal business hours.
• Expands customer relationships by proactively reviewing customer needs, making recommendations, and providing mortgage advice.
• Maintains an exceptional customer experience at all points of contact, both externally and internally.
• Serves as the liaison between the customer and other areas of the bank to meet customer needs and resolve issues.
• Identifies depository and cross-selling opportunities for customers.
• Ensures all documentation is in place for prompt decision-making related to the loan process.
• Coordinates and communicates regularly with the Mortgage Lending Executive and provides detailed loan information as requested.
• Actively participates in and supports community activities to promote the bank and its products.
• Cooperates with, participates in, and supports adherence to all internal policies, procedures, and regulatory requirements, including the Bank Secrecy Act, Community Reinvestment Act (CRA), Equal Credit Opportunity Act, and lending/deposit regulations.
• Abides by laws and organizational policies designed to promote a harassment-free and non-discriminatory workplace.
• Performs other related duties as assigned.

Requirements

• Bachelor’s Degree in Business/Finance and/or 5 years of relevant experience in the banking industry preferred.
• 3 to 5 years of lending/origination experience.
• Exceptional leadership and coaching skills.
• Experience with Microsoft Office products.
• Must maintain an active NMLS (Nationwide Multistate Licensing System) license.
• Exceptional business communication skills (both verbal and written).
• Effective ability to manage and motivate others.
• Exceptional organizational skills and attention to detail.
• Proficient computer and typing skills.
• Strong customer service ability.
• Ability to work independently and as part of a team.
• Ability to lift 40 pounds.