Mortgage Loan Originator

About the role

LMCU is building its talent pipeline for future Mortgage Loan Originator positions. If you're passionate about helping members achieve their homeownership goals and have experience in mortgage lending or sales, we'd love to hear from you! While we may not have an immediate opening, we're collecting resumes from qualified candidates to contact when positions become available.

Responsibilities

• Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards.
• Assemble documents in loan file, including acceptance or denial, and return file to mortgage clerk.
• Establish terms and conditions of an approved loan and review with member.
• Market the Credit Union’s mortgage lending program to companies and individuals within the real estate community.
• Evaluate acceptability of loan on secondary mortgage markets.
• Cross-sell other Credit Union services.
• Responsible for adhering to and complying with all applicable federal and state laws, regulations and guidance, adhering to Bank policies and procedures, and completing required training.
• Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.

Requirements

• Three to five years of sales or related experience.
• Prior experience working in the Mortgage industry is a plus.
• Ability to maintain an active registration with the National Mortgage Licensing System (NMLS) is required.
• Excellent written and verbal communication skills.

Qualifications

While we don't specify exact qualifications here, successful candidates will typically have relevant experience and the ability to meet the requirements listed above.

Skills

• Strong analytical and problem-solving skills.
• Effective communication and interpersonal skills.
• Knowledge of mortgage lending regulations and compliance.

Benefits

All Employees: weekly pay and retirement savings options.
Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.

Pay

Details on pay are not specified in the job posting.

Schedule

Details on schedule are not specified in the job posting.