Mortgage Loan Originator

Responsibilities

• Provide service to applicants and prospective customers seeking a home loan, including interviewing, pre-qualification, and pre-approval.
• Complete applications and gather supporting documentation.
• Review and complete regulatory disclosures with borrowers.
• Maintain existing and generate new sources of referral business.
• Maintain a presence in REV FCU branches and educate staff regarding Real Estate Lending.
• Quote interest rates and secure pricing through the Secondary Marketing Department.
• Input application data into Loan Origination Software (LOS).
• Utilize automated underwriting systems (AUS) to obtain credit recommendations.
• Communicate with all parties, both internal and external, regarding the status of the loan and relay information to all interested parties.
• Manage your pipeline of loans to verify accuracy of the current loan status.
• Acknowledge and abide by REV’s Policies and Procedures.
• Participate in REV-sponsored events and area association events.
• Actively participate in all aspects of the Real Estate Office sales meetings.
• Represent the Credit Union with active participation in approved community outreach functions to enhance our image and develop new business opportunities.

Requirements

• Minimum 3 years’ experience originating Conventional, FHA, VA, and Jumbo loans.
• High school diploma or equivalent.
• Knowledge of real estate lending criteria, compliance, and federal/state regulations.
• Excellent organizational, oral, and written communication skills.
• Experience with Microsoft Office Suite.
• Proficient with loan originator systems; Encompass Software experience is preferred.
• Proficient with AUS (LP, DU, GUS).
• Prior builder experience strongly preferred.
• Realtor relationships and book of business required.
• First-time home-buyer experience a plus.
• Satisfactory credit record; bondable.

Skills

• Exceptional customer service skills.
• Proven track record of building and maintaining strong, professional business relationships.