Mortgage Loan Originator

Location: Rochester, NY. This position supports a hybrid work environment, but is expected to meet with members on occasion in any one of our 10 locations.

About the role

Reliant Community Federal Credit Union, ranked one of Rochester's top mid-sized companies eight years in a row, is seeking a Mortgage Originator to serve our members in our Monroe, Wayne, and Ontario County area branches. The Mortgage Originator participates in the daily origination of residential mortgages including discussions and interviews to evaluate needs, explain mortgage programs, match needs to credit union products, and assist with the residential mortgage application process.

Responsibilities

• Achieve defined mortgage production goals.
• Participate in the daily origination of residential mortgages.
• Ensure the accuracy, completeness, and timely origination of residential mortgage requests and related documentation.
• Prospect, develop, and maintain active, ongoing referral relationships with realtors, attorneys, branch staff, and other key constituent groups to develop and source business.

Requirements

• Minimum of 3 years secondary market mortgage origination experience required.
• Established referral source network required.
• Experience with mortgage Loan Origination System required.
• High school diploma or equivalent required; college degree preferred.
• Valid NYS driver's license and dependable transportation.

Skills

• Broad knowledge of the mortgage industry and mortgage lending practices.
• General knowledge of secondary market underwriting and other quality standards.
• Functional understanding of FHA, VA, SONYMA, USDA, and conventional mortgage program guidelines.
• Ability to work outside of traditional office hours.
• Excellent verbal, written, and listening skills.
• Demonstrated record of positive customer service performance.

Physical Requirements

• Use keyboard, monitor, telephone, and other standard office equipment.
• Ability to travel within the Credit Union's geographic service area.

Benefits

• Ability to work remotely.
• 401k retirement plan with up to a 4% employer match, plus a 3% safe harbor contribution.
• Affordable Insurance (as little as $7.50/month).
• Generous Paid Time Off.
• Branded Apparel.
• Competitive Wages.

Pay

The listed pay range includes base salary as well as variable compensation tied to goal attainment and performance metrics. While this position is commission based, the compensation is hourly depending on experience. Individuals in this role have historically earned between $75,000 - $175,000 per year, based on performance and productivity.