Mortgage Loan Originator

GreenSky, LLC, headquartered in Atlanta, is a leading technology company Powering Commerce at the Point of Sale® for a growing ecosystem of merchants, consumers, and banks. The GreenSky® Program leverages proprietary, patented technology to enable merchants to offer frictionless promotional payment options, driving increased sales and accelerated cash flow. Financing is provided by federally insured financial institutions, offering loans to super-prime and prime consumers nationwide.

About the role

Builds and scales a modern AI-enabled HELOC brokerage delivering fast, low-friction loan origination at the point of sale. Operates in a high-performance fintech environment leveraging automation, data, and intelligent workflows. Converts inbound merchant-sourced leads into funded HELOCs, provides hands-on operations support across the loan lifecycle, ensures compliance, and drives a seamless borrower experience.

Responsibilities

• Owns end-to-end origination of HELOC loans sourced from inbound merchant-channel leads
• Provides operations support across the loan lifecycle, including application intake, document collection, conditions clearing, and pipeline coordination
• Manages high-volume pipeline with speed, accuracy, and disciplined follow-through
• Leverages AI-enabled tools to enhance borrower engagement and conversion
• Executes within automated digital workflows minimizing manual intervention
• Ensures compliance with regulatory, investor, and internal standards
• Identifies and escalates risks, exceptions, and compliance concerns
• Collaborates cross-functionally to progress loans and resolve blockers

Requirements

• Holds active NMLS Mortgage Loan Originator license and expands licensing footprint as required
• At least 3 years of mortgage origination experience as a licensed MLO
• Strong knowledge of HELOC products, borrower qualification, and loan structuring
• Balances loan origination with hands-on operational support in a fast-paced, high-volume environment
• Drives results with urgency, accountability, and consistent conversion of inbound opportunities
• Collaborates effectively with operations, compliance, and partners
• Communicates clearly and translates complex financial concepts for borrowers and stakeholders
• Integrates data, guidelines, and risk factors to make sound decisions and anticipate downstream impacts
• Maintains knowledge of loan origination systems, digital platforms, and automated workflows

Preferred Qualifications

• Active NMLS State Mortgage Loan Originator license in South Carolina
• Experience in AI-forward digital lending or fintech environments
• Familiarity with automated underwriting systems and API-based lending platforms
• Experience in multi-state mortgage brokerage operations
• Handles high-volume inbound or point-of-sale lead flow

Core Competencies

Results Focused / High-Ownership Execution

• Consistently delivers against conversion, quality, and cycle-time expectations
• Prioritizes effectively in high-volume environments and drives work to completion without drop-off
• Demonstrates urgency, resilience, and accountability in achieving outcomes

Teamwork & Collaboration

• Works seamlessly across operations, compliance, and vendor partners to advance loans
• Operates with a “one team” mindset, aligning individual output to broader business goals
• Seeks feedback and contributes to a high-performance, low-ego team culture

Communication

• Communicates clearly, concisely, and professionally with borrowers and internal stakeholders
• Translates complex financial and regulatory concepts into simple, actionable guidance
• Proactively flags risks, delays, or blockers with transparency and solutions-oriented thinking

Integrative Thinking & Judgment

• Synthesizes borrower data, documentation, and underwriting requirements to make sound decisions
• Connects individual loan decisions to broader business outcomes, risk posture, and customer experience
• Anticipates downstream implications (processing delays, compliance exposure, fallout risk) and adjusts approach accordingly
• Exercises strong judgment in escalations and exception handling

Job-Specific Knowledge

• Deep understanding of HELOC products, borrower profiles, and structuring considerations
• Working knowledge of federal/state regulatory frameworks and disclosure requirements
• Proficiency in loan origination systems, digital lending platforms, and automated workflows
• Familiarity with brokered loan lifecycle: submission, conditions, approval, and funding

Benefits

• Comprehensive medical, dental, vision, disability, and life insurance
• 401k retirement benefits
• Paid time off, holidays, and personal/sick time

Compensation includes a base salary reflective of geographic market rates and monthly commission as part of a total rewards package.