Mortgage Loan Originator

If you enjoy working in a dynamic environment and want to join a stellar team of professionals dedicated to service, this position offers a flexible hybrid work arrangement. Employees balance in‑office collaboration with remote work, and the credit union provides the necessary tools and technology for seamless productivity.

Responsibilities

• Assist intermediaries and prospective members with mortgage lending needs, including answering general questions, pre‑qualification, new loan origination, maintaining an active pipeline, proactively seeking new loan prospects, and processing support.
• Proactively solicit mortgage referrals from internal sources (branches, member services, new business development, etc.) and act as a subject‑matter expert on first mortgages for new and existing members.
• Review and follow up on all first‑mortgage loan referrals, originate first‑mortgage loans via telephone sales presentations and face‑to‑face as needed, completing complete loan applications.
• Work with loan processors, underwriters, Realtors, and title attorneys to build teamwork through communication.
• Meet all loan production, service, and quality goals through proactive self‑sourcing and pipeline management activities.
• Conduct and participate in mortgage‑related promotional events, activities, and seminars; maintain a strong working knowledge of current trends, compliance requirements, and industry changes.
• Perform other duties as assigned.

Requirements

• Minimum of 5 years residential lending experience (preferred); most recent 2 years of production with conventional saleable purchase‑money loans and purchase transactions from external referral sources (preferred).
• Active NMLS license (must be eligible to maintain).
• Documented current loan referral sources.
• Strong knowledge of Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines.
• Demonstrated ability to apply credit risk principles to lending recommendations.
• Understanding of financial‑services products and overall financial‑services operations.
• Excellent verbal and written communication skills.
• Fluent in English (required); Spanish preferred.

Physical Requirements

• Work in an office environment (well‑lit, heated, air‑conditioned) typically stationed at a desk or table.
• Ability to sit and stand for various increments of time.
• Ability to lift/push up to 10 lb.
• Communicate face‑to‑face or through technology, with or without reasonable accommodation.
• Perform clerical office duties using various forms of technology.

Schedule

• Flexible hybrid work arrangement combining in‑office collaboration and remote work.
• Ability to work Saturdays as needed.