Mortgage Loan Originator

About the role

D.R. Horton, Inc., the largest homebuilder in the U.S., is seeking a Mortgage Loan Originator for their Financial Services Branch. The role involves business development, loan origination, and relationship management with customers and clients.

Responsibilities

• Interview mortgage applicants to educate them on financing options and understand their goals.
• Advise applicants on loan programs that best suit their needs.
• Be accessible to buyers and involved parties to answer questions and provide updates.
• Maintain reports and notes in origination software and CRM systems.
• Review new leads daily and contact them to earn their business.
• Manage the loan pipeline (from application to funding) to ensure a smooth process.
• Make presentations on loan products in sales meetings and builder communities.
• Respond quickly to Operations to facilitate an efficient loan process.
• Provide necessary disclosures to loan applicants in a timely manner per regulations.
• Conduct business professionally and ethically to serve customers and increase company profit.
• Work overtime and travel overnight as needed.
• Market the company’s products and services to potential business sources.
• Develop sales leads in builder communities and real estate offices.
• Provide weekend coverage in builder communities and grand opening functions.
• Review borrower documentation for accuracy and address discrepancies.
• Comply with company QC policies, attend meetings, and stay updated on manual changes.
• Provide input to management and attend production/staff meetings.
• Assist in resolving post-closing/funding problems as needed.
• Attend loan closings when possible.

Requirements

• Bachelor’s degree from a four-year college or university.
• One to two years of related experience and/or training.
• Must have a vehicle and a valid driver’s license.
• Licensed Mortgage Loan Originator as required by state.
• General mortgage banking understanding (including lock procedures, program analysis, underwriting guidelines, and regulatory timelines).
• Proficiency with MS Office and email.

Preferred Qualifications

• Strong written and oral communication skills.
• Ability to process and record a large volume of data accurately and efficiently.
• Team player willing to accept constructive criticism.
• Bilingual preferred.

Benefits

• Medical, Dental, and Vision coverage.
• 401(K) retirement plan.
• Employee Stock Purchase Plan.
• Flexible Spending Accounts.
• Life and Disability Insurance.
• Vacation, Sick, Personal Time, and Company Holidays.
• Multiple Voluntary and Company-provided Benefits.