Mortgage Loan Originator

About the role

D.R. Horton, Inc., the largest homebuilder in the U.S., founded in 1978 and publicly traded on the NYSE, constructs and sells high-quality homes for entry-level and first-time move-up buyers, and provides mortgage financing and title services through its subsidiaries. The Mortgage Loan Originator will promote business development, originate loans, manage customer relationships, and support the loan process from application to funding. Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeopleToo

Responsibilities

• Interview mortgage applicants to understand and educate them on financing options.
• Understand the loan applicant’s goals to advise and review potential loan programs that best suit their needs.
• Be accessible to buyers and involved individuals to answer questions and provide updates.
• Maintain reports and notes within origination software and CRM systems.
• Review new leads daily and contact them to earn business.
• Manage daily pipeline (loan application to funding) to ensure smooth process.
• Make presentations on loan products in sales meetings and with sales staff in builder communities.
• Quickly respond to Operations to facilitate an efficient loan process.
• Provide necessary disclosures to loan applicants timely and in accordance with regulations.
• Conduct all business professionally and ethically to serve customers and increase goodwill and profit.
• Work overtime and travel overnight as needed.
• Market the company’s products and services accurately and effectively to potential business sources.
• Develop sales leads for mortgages in builder communities and real estate offices.
• Provide weekend coverage in builder communities and grand opening functions.
• Review borrower documentation for accuracy and address discrepancies.
• Be familiar with and comply with company QC policies, review manual updates, and attend meetings.
• Provide input to management and attend production/staff meetings.
• Infrequently assist in resolving post-closing/funding problems.
• Attend loan closings when possible.

Qualifications

• Bachelor's degree from a four-year college or university.
• One to two years of related experience and/or training.
• Must have a vehicle and a valid driver’s license.
• Licensed Mortgage Loan Originator as required by state.
• Possess general mortgage banking understanding (lock procedures, program analysis, underwriting guidelines, regulatory timelines).
• Proficiency with MS Office and email.

Skills

• Strong written and oral communication skills.
• Ability to accurately and efficiently process and record a large volume of data.
• Ability to act as a team player and be willing to accept constructive criticism.
• Bilingual preferred.

Benefits

• Medical, Dental and Vision
• 401(K)
• Employee Stock Purchase Plan
• Flex Spending Accounts
• Life & Disability Insurance
• Vacation, Sick, Personal Time and Company Holidays
• Multiple Voluntary and Company provided Benefits