Mortgage Loan Originator

About the role

D.R. Horton, Inc., the largest homebuilder in the U.S., is seeking a Mortgage Loan Originator to oversee business development, loan origination, and relationship management with customers and clients in the Branch Department.

Responsibilities

• Interview mortgage applicants to understand and educate them on available financing options.
• Advise loan applicants on potential loan programs that align with their goals and needs.
• Be accessible to buyers and involved parties to answer questions and provide updates.
• Maintain reports and notes within origination software and customer relationship management systems.
• Review new leads daily and contact them to earn their business.
• Manage daily pipeline (loan application to funding process) to ensure a smooth loan process.
• Make presentations on loan products in sales meetings and with sales staff in builder communities.
• Respond quickly to operations to facilitate an efficient loan process.
• Provide necessary disclosures to loan applicants in a timely manner in accordance with regulations.
• Market the company’s products and services accurately and effectively to potential business sources.
• Develop sales leads for mortgages in builder communities and real estate offices.
• Provide weekend coverage in builder communities and grand opening functions.
• Review all borrower documentation for accuracy and address any discrepancies.
• Comply with all company quality control policies, review updates to the manual, and attend meetings as necessary.
• Provide input to management and attend production/staff meetings.
• Assist in resolving post-closing/funding problems as needed.
• Attend loan closings when possible.
• Conduct all business in a professional and ethical manner to serve customers and increase company goodwill and profit.

Requirements

• Bachelor's degree from a four-year college or university.
• One to two years of related experience and/or training.
• Must have a vehicle and a valid driver’s license.
• Licensed Mortgage Loan Originator as required by state.
• General mortgage banking understanding (including lock procedures, program analysis, underwriting guidelines, and regulatory timelines).
• Proficiency with MS Office and email.

Preferred Qualifications

• Strong written and oral communication skills.
• Ability to accurately and efficiently process and record a large volume of data.
• Ability to act as a team player and accept constructive criticism.
• Bilingual preferred.

Benefits

• Medical, Dental, and Vision coverage.
• 401(K) retirement plan.
• Employee Stock Purchase Plan.
• Flex Spending Accounts.
• Life & Disability Insurance.
• Vacation, Sick, Personal Time, and Company Holidays.
• Multiple Voluntary and Company-provided Benefits.