Mortgage Loan Officer - Summerville, SC

About the Role

The Mortgage Loan Officer develops profitable and quality residential mortgages by building personal relationships with community members and clients. This role evaluates and assesses credit potential with prospective customers, analyzes personal financial information to recommend suitable products, and advises customers on loan options and application processes. The position requires keeping up to date on lending policies, regulations, pricing, and product information, as well as cross-selling financial products.

This position is considered a Mortgage Loan Originator under the SAFE Act and Loan Originator under the Truth in Lending Act. Registration and additional qualifications are required.

Responsibilities

• Provides Simply the Best customer service to each customer at all times.
• Develops new and expands internal and external referral sources to grow mortgage business.
• Builds and maintains business relationships within the community.
• Uses consultative selling techniques to advise clients on mortgage loan options and other financial products.
• Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.
• Maintains client relationships.
• Advises customers on the completion of loan applications.
• Performs other duties as assigned.

Requirements

• High school diploma or GED.
• One or more years of mortgage loan origination experience, preferably at a bank.
• NMLS license.

Preferred Qualifications

• Pipeline and book of business.
• Bachelor’s degree.
• Knowledge of mortgage loan products (conventional, FHA/VA, construction lending, and portfolio programs).
• Knowledge of mortgage procedures, documentation, and underwriting guidelines.
• Demonstrated ability to identify opportunities to cross-sell financial products and services.
• Effective written and verbal communication skills.
• Strong organizational skills.
• Ability to multi-task.
• Proficiency with PC and internet tools.

Schedule

This is a full-time, non-exempt position eligible for overtime pay.

Workplace Type

This is an office-based role with the potential for a flexible work arrangement, combining in-office and remote work. Specific arrangements will be provided by the hiring team. Remote roles may have opportunities to come together in offices for key moments.

Huntington will not sponsor applicants for immigration benefits, including work authorization. Applicants must be currently authorized to work in the United States on a full-time basis.