Mortgage Loan Officer - Lake Oswego

About the role

As a Mortgage Loan Officer at OnPoint Community Credit Union, you’ll act as a proactive partner, creating new relationships and expanding existing connections. You’ll serve as a trusted advisor, helping members find the loans that best fit their financial future. OnPoint has been dedicated to making members’ financial dreams a reality for over 80 years, and we’re committed to being a fabulous place to work where you can grow your career.

Responsibilities

• Identify, develop, and maintain a quality pipeline of member relationships to generate recurring referrals for new mortgage lending opportunities.
• Attract new mortgage loan originations by building relationships within the community, particularly in the real estate sector, and making sales calls to prospective business partners.
• Conduct interviews with prospective borrowers to analyze financial and credit reports, tax returns, verifications, and other documentation to determine financing objectives.
• Advise members on product/pricing policies and guidelines, and gather any additional required information.
• Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements to ensure exceptional member service.
• Demonstrate a commitment to professional ethics by complying with all federal and state compliance policies and adhering to all requirements.
• Manage a heavy pipeline of 40+ loans while prioritizing multiple competing tasks.

Requirements

• High School diploma or GED required.
• Minimum of 3 years of conventional and FHA-insured real estate lending experience, with knowledge of processing, underwriting, and/or closing procedures.
• Thorough understanding of conventional and government lending practices, policies, and guidelines from origination through closing.
• Ability to be self-directed, efficient, and meet deadlines.
• Strong verbal and written communication skills, along with demonstrated math and accounting skills.

Skills

• Detail-oriented and highly organized.
• Ability to prioritize multiple competing tasks.

Pay

This is a 100% commission-based role with estimated annual earnings ranging from $34,800 to $350,000 based on projected sales volume.

Benefits

• Comprehensive medical, dental, and vision coverage.
• Employer-matched 401(k) up to 5%.
• Tuition reimbursement.