Mortgage Loan Officer - Home Loans Division
Central Pacific Bank · Honolulu, HI · 2 mo ago
FinanceFull-time
Primary Accountabilities
- Direct individually originate and close a minimum level in residential mortgage loans per month.
- (Level to be determined and communicated by management.)
- Interview applicants to determine their ability to qualify for a mortgage loan.
- Analyze the applicant’s financial situation in order to qualify them for the correct loan amount and mortgage program that fits their individual needs.
- Input customer information into the loan origination system and all other systems (i.e., automated underwriting, contact management, etc.) as deemed necessary.
- Make recommendations regarding credit decisions on residential mortgages to the underwriting representatives of HLD or of various wholesale funding sources.
- Monitor loan file throughout the entire process up to and including recordation.
Minimum Qualifications
- Education: High School Diploma or GED equivalency required.
- Experience: 3+ years of experience in the mortgage industry with a solid knowledge of mortgage loans, including qualifying criteria, individual product parameters and applicable regulatory requirements.
- Licenses/Certifications: Valid Driver’s License required. Registration with the Nationwide Mortgage Licensing System & Registry (NMLS) is required prior to performing any duties of a Mortgage Loan Originator (MLO).