Mortgage Loan Officer - Bethany

About the role

As a Mortgage Loan Officer at OnPoint Community Credit Union, you’ll act as a proactive partner and trusted advisor, helping members find the loans that best fit their financial future. With over 80 years of dedication to our community, OnPoint values your expertise and offers opportunities for career growth in a supportive environment.

Responsibilities

• Identify, develop, and maintain a quality pipeline of member relationships to generate recurring referrals for new mortgage lending opportunities.
• Attract new mortgage loan originations by building relationships within the real estate community and making sales calls to prospective business partners.
• Conduct interviews with prospective borrowers to analyze financial and credit reports, tax returns, and other verifications, while advising members on product/pricing policies and gathering required information.
• Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements to ensure exceptional member service.
• Demonstrate professional ethics by complying with federal and state policies and adhering to all regulatory requirements.

Requirements

• High School diploma or GED required.
• Minimum of 3 years of conventional and FHA-insured real estate lending experience, with knowledge of processing, underwriting, and/or closing procedures.
• Thorough understanding of conventional and government lending practices, policies, and guidelines from origination through closing.
• Ability to manage a heavy pipeline of 40+ loans while being self-directed, efficient, and meeting deadlines.
• Highly organized with the ability to prioritize multiple competing tasks.
• Strong verbal and written communication skills, along with demonstrated math and accounting skills.

Pay

This is a 100% commission-based role with estimated annual earnings ranging from $34,800 to $350,000 based on projected sales volume.

Benefits

• Comprehensive medical, dental, and vision coverage.
• Employer-matched 401(k) up to 5%.
• Tuition reimbursement.