Mortgage Loan Officer
Responsibilities
- Advise and educate clients on the home-buying or refinance process and how to better manage their mortgage needs.
- Maintains mortgage loan operational standards by contributing mortgage loan information to strategic plans and reviews; implementing production, productivity, quality, and customer-service standards; resolving problems; identifying mortgage loan system improvements.
- Aids in the preparation of credit information necessary to establish qualifying range, including such factors as applicant’s assets, credit experience, and income, based on predetermined standards.
- Keeps record on file of credit transactions, inquiries, pending loans, Loan Activity report by representative, and Daily Loan Listing.
- Develops relationships within the community, specifically with the real estate community; makes sales calls to prospective customers.
- Completes mortgage loans by monitoring collection, verification and preparation of mortgage loan documentation; schedules and completes mortgage loan closing.
- Excellent interpersonal and persuasion skills.
- Ability to perform functions in an accurate and timely manner.
- Performs other duties as assigned.
Qualifications
- High school diploma, BA degree in Finance, Accounting or Economics preferred.
- Previous experience in financial software or sales is a plus.
- Passion, great communication skills, self-motivation, positive and competitive attitude.
- Detailed orientated.
- Ability to effectively present information in one-on-one and small group situations.
- Ability to operate standard office equipment, including proficiency with financial calculations and operational software desired.
- Must have more skills than just telemarketing experience. Organic lead generation and Social Media efficiency is essential to loan originators’ long term prosperity.
Who We Are
Michigan First Credit Union was founded 100 years ago (1926) by educators and delivers world-class service to more than 160,000+ members at our branches throughout the State of Michigan, and we’re still growing! We offer financial solutions for every life stage and seek to positively transform our members’ lives through personalized service that meets their unique needs. Simply put, Michigan First Credit Union’s sole mission is to provide the highest quality member experience. Working here, you’ll get to participate in a strong culture, centered around service, professionalism, and growth.
Michigan First Highlights
- 500+ team members
- 32 locations spanning Grand Rapids, Jackson, Lansing, Muskegon and throughout Metro Detroit
- Industry leader in community support and charitable giving through the Michigan First Foundation
- Member Services Call Center operates 24/7/365
- Over $1.5 Billion in assets
Benefits And Perks Of Joining Our Award-winning Team
- Very competitive pay
- Low-cost medical, dental, and vision benefit options.
- Employer-paid life and disability insurance
- Tuition reimbursement for both Undergraduate and Graduate degree program
- Access to a complimentary concierge service that assists with nearly any item on your to-do list
- Free, state-of-the-art fitness center at our Lathrup Village headquarters with exercise equipment, showers and locker rooms
- Wellness initiatives and events throughout the year to help team members stay healthy
- Loan discounts for certain secured and unsecured loans and mortgages
- Opportunities for pay increases, incentives and profit-sharing, based on performance
- Onsite subsidized top notch Cafe 26 for team members' use
- Onsite bowling center
About the Role
We are currently seeking a Mortgage Loan Officer to join our Michigan First Mortgage Office. The person in this position will report to the Loan Center Manager.
Pay
Very competitive pay
Schedule
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Pay
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Schedule
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Skills
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Pay
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Schedule
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Skills
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