Mortgage Loan Officer

Responsibilities

• Proactively solicit and originate new residential mortgage loans to meet established loan quality and production goals.
• Analyze financial and credit data, determine financing objectives, discuss product/pricing guidelines, and gather required information during interviews with prospective borrowers.
• Manage appointments with borrowers for mortgage loan requests and prepare mortgage loan applications including supporting documentation for submission to underwriting.
• Ensure exceptional member experience by providing ongoing communication to applicants throughout the loan process.
• Establish and maintain relationships with branch personnel, realtors, builders, and developers as a lending source for referrals.
• Work closely with mortgage processors to ensure follow-up and prompt member service.
• Maintain strict adherence to all state and federal statutes and regulations related to Credit Unions, National Credit Union Association Rules and Regulations, FFCU Loan Policy and Procedures, and other relevant lending regulations.
• Maintain integrity with all members' sensitive data.
• Attend annual MLO training to maintain active NMLS certification.
• Comply with Founders’ policies and procedures, as well as applicable laws, regulations, and statutes issued by federal agencies such as NCUA and FFIEC, including, but not limited to, GLB and BSA.

Qualifications

• Five years of mortgage industry experience or two years of mortgage/consumer lending experience in a financial institution.
• A self-starter with strong attention to detail and follow-up skills.
• Excellent organizational and communication skills.
• A Bachelor's degree in a related field is desirable.
• Mortgage underwriting experience is preferred.
• Available Monday-Thursday 8am-5pm, Friday 8am-6pm.
• Must be able to work on-site. Remote work is not available.