Mortgage Loan Coordinator
Equity Bank · Wichita, KS · Yesterday
Finance$8/hrFull-time
Position: Mortgage Coordinator On-site (Not Remote) Department: Mortgage Operations Location: Wichita, KS (On-site) Status: FT/Hourly Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values. Responsibilities And Expectations Structure Mortgage CoordinatorCoordinator for the Quality Control Post-Closing process between the Bank and Quality Control vendor-liaison to pull report to send to vendor, pull report to send to vendor, pull files as requested and upload to vendor Follow up on trailing documents-ensure that the Bank has all recorded documents and final title policies to send to investors and in house loans Research and pay invoices as necessary Adverse ActionsProcess Adverse Action notices in a timely manner Scan documents into EncompassDisclosure DeskBack up the Disclosure Desk as neededPull the Application/Disclosure report dailyReview and interpret loan information to effectively determine which disclosures are requiredEnsure each disclosure package contains all expected disclosuresComply with regulation timelines for the delivery of disclosures to the customerCommunicate with Lenders to validate fees associated with the transactionMonitor daily pipelines to ensure initial and re-disclosure packages are distributed to customers within regulated timeframesOrder flood searchesLock DeskBack up the Lock Desk as neededLock interest rate with secondary market lenders as submitted by loan officers through the Bank’s pricing engineConfirm pricing for locked rateProcesses rate lock extensions and other changes to loan characteristics and ensures any pricing considerations are addressedExtend locks when neededPerforms data entry for all mandatory loan sales and updates investor information (commitment number, investor loan number, delivery date, pricing, etc.)Communicates rate lock expiration reports to Manager/Supervisor to ensure all locks are extended or any inactive locks are canceledAssists post-closing department with any revisions to locks necessary to facilitate getting the loan purchasedProcess In-House lock requestsPost CloseBack up the Post Closers as neededScan and upload closing packets to Encompass and DirectorSort documents in Encompass and DirectorEmployee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirementsPerform other duties as assigned, required, or requested Required Skills & Education High School diploma or equivalent2+ years mortgage experienceTRID experience preferredExperience with Ellie Mae Encompass LOS preferredExtensive knowledge of mortgage lending practices and regulations preferredAbility to process high volume, time-sensitive transactions preferredDetail oriented and well organizedAble to perform a variety of mortgage-related functions, while maintaining composureExcellent interpersonal skills and professional manner Who We Are Equity Bank, a full-service, $8 billion community bank, is based in Wichita, Kansas, with 85 bank offices throughout Kansas, Missouri, Arkansas, Nebraska, and Oklahoma. At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth. We’re searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team. Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere. What’s in it for you? We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families. Benefits Available: Health, Dental & Vision InsuranceGroup Life & Long-Term Disability InsuranceFlexible Spending & Health Savings AccountsGroup Cancer Insurance401(K) Retirement Plan w/ Company MatchGenerous Vacation & Sick TimeEmployee Stock Purchase Plan (ESPP)Pet InsuranceRetail Banking Benefits Find your future at Equity Bank! The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements. Physical Requirements This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 10 pounds on an occasional basis. Must be able to talk and listen to others. Frequently uses hands and fingers to handle or feel. Requires ability to see up close and distant, distinguish colors, peripheral vision, depth perception and the ability to adjust focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work Environment This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis. Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race or skin color, national origin or ethnicity, religious beliefs, age, sex, physical or mental ability.