Mortgage Loan Closing Specialist

About the role

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

Responsibilities

• Perform closing functions for government and conventional loans according to established timelines, Standard Process Flow, regulations and procedures
• Obtain all required information to complete the Closing Disclosure (CD)
• Deliver the CD within required timeframes to ensure customers closing date is met
• Monitor all closings for accuracy and compliance, handle cures as necessary
• Supports specialty products or unique scenarios
• Supports high levels of production
• Communicate with settlement agent/attorney and paralegal partners
• Review title requirements, exceptions, and other information obtained for accuracy, completeness, and conformance
• Review documentation in loan system or enter the data into the loan system
• Obtain additional documentation needed from all sources
• Prepare closing instructions and review required loan documentation and Closing Disclosure for accuracy
• Maintains high degree of accuracy in funding calculations
• Serve as a resource for other closing specialists for questions
• Review loan system and documentation in file returning to underwriting and processing, if applicable
• Maintains awareness of all legal regulations relating to closing as training becomes available
• Accepts and performs other duties as determined to be essential.

Qualifications, Education, And Certification Requirements

• Education: High school diploma or equivalent
• Experience: 1 – 2 years residential mortgage lending experience; 1 -2 years residential mortgage loan closing experience preferred, but not required
• Certifications/Specific Knowledge: Working knowledge of Encompass LOS preferred, but not required
• Training Requirements/Classes: Annual compliance training, New Employee Orientation

Physical Demands

• This position requires a large amount of time in front of a computer with multiple monitors; must be able to sit or stand for long periods of time.
• Must be able to efficiently access and interpret information on computer screens, documents, and reports.

Work Environment

• Must have a secure home office environment that is free from background noise and distractions.
• They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot).
• Cable or fiber connections are preferred.