Mortgage Loan Closer

About the role

Village Capital is a well-established, nationwide mortgage lender and servicer specializing in FHA, VA, and USDA loan programs. We work closely with loan originators, brokers, and correspondents to offer competitive rates and flexible terms tailored to our clients' needs.

Responsibilities

• Review fully approved loan files for completeness, accuracy, and compliance with company and investor requirements.
• Prepare and generate accurate closing disclosures, settlement statements, and loan documents.
• Verify fees, payoffs, and wire instructions to ensure accuracy prior to closing.
• Coordinate with title companies, escrow agents, loan officers, and internal departments to facilitate timely closings.
• Review and clear closing conditions in Encompass before release of funds.
• Manage closing timelines to meet funding deadlines and customer expectations.
• Ensure compliance with federal, state, agency, and investor regulations.
• Identify and resolve any closing discrepancies quickly and professionally.
• Maintain accurate documentation and communication throughout the closing process.

Requirements

• 2+ years of mortgage closing experience preferred.
• Strong understanding of closing disclosures, settlement statements, and title documentation.
• Familiarity with FHA, VA, USDA, and conventional loan products.
• Exceptional attention to detail and accuracy under tight deadlines.
• Excellent written and verbal communication skills.
• Ability to multitask in a high-volume, time-sensitive environment.
• Proficiency with Encompass or similar LOS platforms.

Qualifications

• Proficient in Microsoft Office and Google Workspace.
• Strong organizational and time management abilities.
• Experience coordinating with multiple stakeholders under strict timelines.
• Demonstrated problem-solving and critical thinking skills.
• Professional and customer-focused communication style.
• Hands-on experience with Encompass loan origination system (LOS) required.

Benefits

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance