Mortgage Loan Closer
Be the final step in the mortgage journey—ensuring every loan closes smoothly, accurately, and on time. At Security National Bank, we believe something simple but powerful: everything matters, because people matter. Every detail, every interaction, and every decision plays a role in delivering the experience our customers rely on. If you take pride in precision, enjoy bringing things to completion, and thrive in a deadline-driven environment, this is your opportunity to make an impact.
About the Role
As a Mortgage Loan Closer, you’ll take mortgage loans from final approval through closing. You’ll ensure all documentation is accurate, complete, and ready for a successful closing experience. You’ll coordinate closely with Loan Officers, title companies, and third parties to finalize loan details, prepare closing packages, and ensure every loan gets to the finish line smoothly.
Responsibilities
- Prepare Loans for Closing
- Review clear-to-close mortgage files for accuracy and completeness
- Prepare and review Closing Disclosures (CDs) prior to issuance
- Ensure final loan terms and documentation align with approvals and guidelines
- Coordinate the Closing Process
- Coordinate with title/escrow companies, Loan Officers, and processors to ensure smooth closings
- Prepare final closing figures and communicate details to all parties involved
- Schedule closings and ensure all documentation is ready
- Ensure Accuracy & Funding
- Prepare closing packages and documentation to meet all compliance requirements
- Coordinate funding and final documentation with escrow/title companies
- Independently resolve closing issues quickly to protect deadlines and ensure successful closings
Requirements
- Strong attention to detail and ability to manage deadlines
- Experience in mortgage closing, funding, or similar role preferred
- Excellent communication and coordination skills
- Ability to manage multiple loans in a deadline-driven environment
- High level of accuracy and accountability
- Team-oriented with a proactive approach
Skills
- Problem Solving
- Balancing
- Analytical
- Administrative
- Telephone
- Teamwork
- Self-motivated
- Mortgage
- Microsoft Office
- Loan operations
- Loan applications
- Honesty
- Filing
- Customer Service
- Credit
- Computer
- Communication
- Accuracy
Behaviors
- Innovative: Consistently introduces new ideas and demonstrates original thinking
- Thought Provoking: Capable of making others think deeply on a subject
- Enthusiastic: Shows intense and eager enjoyment and interest
- Team Player: Works well as a member of a group
- Loyal: Shows firm and constant support to a cause
- Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
- Dedicated: Devoted to a task or purpose with loyalty or integrity
Motivations
- Work-Life Balance: Inspired to perform well by having ample time to pursue work and interests outside of work
- Growth Opportunities: Inspired to perform well by the chance to take on more responsibility
- Flexibility: Inspired to perform well when granted the ability to set your own schedule and goals
- Self-Starter: Inspired to perform without outside help
- Job Security: Inspired to perform well by the knowledge that your job is safe
- Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization
Benefits
- Comprehensive benefit package including medical, dental, short and long term disability, and life insurance
- Paid time off
- Wellness program
- 401(k) savings plan available at hire for future financial protection
Schedule
Regular business hours, Monday through Friday.
About Security National Bank
Security National Bank was chartered in 1884 in Sioux City, Iowa; founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty, and human connection. These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression, two World Wars, and the farm crisis — and emerge as the region’s most established and trustworthy locally owned bank. We believe what was worth doing well yesterday is still worth doing well today. People change and banking changes, but our time-tested principles remain. To this day, we believe that doing what’s right is the only way to take care of customers, empower businesses, cultivate growth, inspire our community, and accomplish the remarkable.
Locations: Sioux City, IA and Sioux Falls, SD
Education Preferred: High School or better