Mortgage Loan Closer

About the role

We're looking for a detail-obsessed, deadline-driven professional to be the critical final link between our Underwriters, Loan Officers, borrowers, and the closing table — turning approved loans into signed, funded reality. If you love dotting every i, crossing every t, and being the person everyone relies on to get the closing done right and on time, this is your seat at the table.

Responsibilities

• Review files received from processing thoroughly to check if all documents needed for closing are available.
• Make calls to concerned third parties to schedule loan closing.
• Coordinate with Title Company for setting up closing schedule.
• Revert to processing for any missing documents needed.
• Ensure all fees and costs are accurately calculated.
• Prepare closing instructions and coordinate with Title Company to monitor the closing and funding.
• Ensure all at-close and funding conditions are met as per investor requirements.
• Manage the document management system to show only relevant documents and correct names.
• Review the processor's work for completion as the next step in the process.
• Complete the file and ready it for closing within 24 to 48 hours.
• Ensure that the loan has funded and the paperwork is complete for compliance standards with the investor within 15 business days after closing.
• Review loans and accurately complete all data input into mortgage loan origination system and Closing Document Management System for preparation to order closing documents.
• Issue accurate and complete closing documents to Title Company or closing agent within three days of scheduled closing date.
• Review HUD/CD for accuracy and compliance to all loan product parameters and issue HUD/CD Approval.
• Order wires from approved warehouse bank in accordance with their loan level requirements.
• Issue funding authorization after documentation has been reviewed and found to be correct.
• Ensure any trailing documents are collected and filed within the correct electronic mortgage loan origination system container for shipping to the investor.
• Other tasks and responsibilities as assigned.

Requirements

• HS diploma or equivalent required; some college or trade school certification preferred.
• 5-7 years of hands-on mortgage closing experience required.
• Strong attention to detail.
• Computer proficiency, particularly with Microsoft Office Suite.
• Experience with mortgage software, such as Calyx Point, Encompass, Data Track, or Empower.
• Interpersonal skills to create and maintain positive working relationships.
• Ability to work in a fast-paced environment and meet deadlines.

Why You'll Love It Here

You're not just preparing closing documents — you're the reason families get keys to their new homes. Join a team that values accuracy, collaboration, and the people who bring the whole loan process across the finish line. At Directions Home Loan, we are a family helping families!