Mortgage Loan Assistant

About the role

The Mortgage Loan Assistant provides direct mortgage services and supports the Mortgage Loan Originators by providing administrative service throughout the mortgage loan process.

Responsibilities

• Manages all communication channels in accordance with the response time expectations set by the department.
• Provides back-up coverage for the front desk, including processing online applications, monitoring Document Center notifications, and AccountChek reports.
• Provides borrowers with accurate information, schedules quality appointments, and ensures borrowers are prepared for their appointments.
• Manages mortgage loan application pipeline in conjunction with Mortgage Loan Officers and Mortgage Loan Processors.
• Tracks statuses of loan conditions, organizes documents from members, efficiently handles employment/rent/asset verifications, condo document requests, and manufactured home park document requests.
• Sends timely thank you e-mails and requests for feedback to realtors post-closing.
• Maintains proficiency in software programs such as the mortgage point of sale and origination system, DNA with Activity Manager, Mercury Network, OnBase, Kronos, Office 365, and others as used by the department.
• Maintains knowledge of FHLMC, FNMA, FHLB, EastRise portfolio, VHFA, VA, RD and Private Mortgage Insurance guidelines.
• Stays up to date on mortgage products and programs within the mortgage industry.
• Completes all assigned training and certifications on or before assigned due dates and to quality level expectations.
• Exhibits problem-solving and decision-making skills, utilizing department and investor resources as needed.
• Aids members by cross-selling other credit union programs and services.
• Maintains and understanding of all facets of the mortgage application and closing process.

Requirements

• Must be at least 18 years of age.
• Favorable Background, Credit, Criminal, Bondability, and Reference Checks required.
• (Motor Vehicle check depending on position).
• Travel to other branches or locations may be required depending on position.

Qualifications

• A high school degree or equivalent.
• Must maintain registration active and current with the National Mortgage Licensing System throughout employment.

Skills

• Knowledge of State and Federal regulations affecting consumer loans.
• Knowledge of consumer loan policies, procedures, products, and services.

Benefits

N/A

Pay

N/A

Schedule

Monday - Friday, 8:00 am - 5:00 pm, may include overtime.