Mortgage Closer/Processor

About the role

As the Mortgage Loan Closer/Processor, you will process, administer, and close residential mortgage loans, ensuring accurate documentation, compliance, and coordination with builders and internal teams.

Responsibilities

• Process loan documentation and verify accuracy of completion
• Maintain loan records and files
• Request appraisals and title work
• Prepare wire requests for closing packages
• Review loan documents for accuracy
• Enter loan data into computer system
• Work with builders on construction draws
• Close residential mortgage loans (1st mortgage and HELOC)
• Ensure loan files contain proper signatures, dates, and relevant data
• Assemble and verify accuracy of residential loan documentation
• Process 1st mortgage and HELOC loans; order title and appraisals
• Check documents for proper vesting, legal descriptions, closing dates, and signatures
• Provide administrative assistance to loan officers and staff, including updating loan data for entry into the institution’s computers and assembling documentation
• Answer telephone and written inquiries concerning loan processing and information
• Communicate with builders to verify completion of construction loans
• Complete loan draws for builders
• Review completed loan closing packages, complete scans, and transfer data to appropriate departments
• Maintain compliance with bank guidelines, policies, procedures, regulatory and BSA requirements
• Perform other job duties as assigned

Requirements

• Associate or Bachelor’s degree preferred
• 1‑3 years of mortgage experience preferred
• Excellent communication, leadership, analytical and interpersonal skills
• Knowledge of Finastra MortgageBot/Avista desired
• Ability to maintain confidentiality

Skills

• Good communication skills
• Good computer skills
• Accuracy
• Flexibility
• Ability to handle high stress situations
• Regular and predictable attendance
• Exercise discretion and good judgment
• Follow instructions