Mortgage Closer Lead
Description
The Mortgage Closer Lead is responsible for specific Mortgage Closing Department responsibilities as assigned by management to train, support and develop Mortgage Closers as well as organize, check and complete closing files. This position provides Mortgage Closer colleagues with a subject‑matter expert for questions and best practices and customers with smooth, timely and compliant closings for their homes.
Responsibilities
- Produce, collect, and organize closing documents for each closing file.
- Review each closing file to verify documents are present, accurate, properly calculated, compliant and sufficiently complete for closing.
- Ensure closing conditions are met.
- Work with Guardian employees, executives, and business partners (e.g., title company) to schedule loan closings in a timely, accurate and compliant manner.
- Inform Loan Officers of any expected funding conditions prior to funding.
- Use a variety of computer programs and applications for document production, organization, research, communications, and other assorted tasks.
- Meet ongoing deadlines for closing, verification, and monitor for expiring locks, etc.
- Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs, and state and federal laws and regulations.
- Apply knowledge of FHA, VA, and Conventional loan programs as well as RESPA.
Education / Experience
- Preferred Bachelor’s Degree in a related field or equivalent work experience.
- Proficiency in Microsoft Office Suite.
- 2 to 5 years of direct closing experience.
- Excellent verbal, written and interpersonal skills.
- Ability to maintain confidentiality.
- Strong multi‑tasking abilities.
Working Conditions
The role may require extended periods of sitting or standing, using hands to operate computers or other equipment, and reaching for work‑related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The position may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus. Physical demands can be performed with or without reasonable accommodation.
Benefits
- 401(k) Plan with 6% match
- Health, Dental, and Vision Insurance
- Company‑paid Life Insurance
- Tuition Reimbursement
- Fitness Reimbursement
- Paid Time Off
- Volunteer Leave
- Paid Holidays
- Many additional associate perks & incentives
Pay
Hourly rate: $30.00 – $35.00 per hour, depending on knowledge, skills, abilities, experience, and location.