Mortgage Closer

Job Summary

Responsible for oversight, workflow management, and the preparation of all required paperwork necessary for the compliant and efficient closing of mortgage, construction, and in-house mortgage loans.

Essential Functions

• Captures workflow for the mortgage closing process and document preparation.
• Prepares closing instructions and other required documentation.
• Delivers preliminary instructions to appropriate settlement office and coordinates closing date.
• Prepares all required documents required in order to properly close a loan, delivers the closing package to the designated party for signatures.
• Verifies accuracy and consistency of specifications on documents, such as title abstract and insurance forms.
• Reviews approved mortgage loan to determine conditions that must be met prior to closing, Reviews documentation for compliance, which includes RESPA and Regulation Z compliance, BSA compliance, adherence to loan closing conditions, adherence to document expiration dates
• Follows up for documentation exceptions, corrections to legal documentation, and follow up for missing documentation.
• Adheres to all rules and regulations applicable to this position.
• Performs all other duties that may be assigned.

Education, Skills And Experience

• A minimum of two years mortgage closing experience.
• Excellent, organizational, telephone etiquette, customer service and interpersonal skills.
• Ability to work effectively in a fast-paced environment with multiple deadlines.
• Good communication skills, both verbal and written.
• Ability to work accurately with detailed information.
• PC proficiency with working knowledge of Word and Excel.
• Ability to work independently with a minimum of supervision.
• Ability to make sound business decisions, use good judgment and apply established policies and procedures.