Mortgage Closer

Job Summary

This position can be remote, but candidates MUST be located in our business footprint. Those areas include: TN, AL, KY, GA.

Essential Functions

• Captures and coordinates the workflow for the mortgage closing process and document preparation.
• Prepares closing instructions and other required documentation. Delivers preliminary instructions to appropriate settlement office and coordinates closing date.
• Prepares all required documents required in order to properly close a loan, delivers the closing package to the designated party for signatures.
• Verifies accuracy and consistency of specifications on documents, such as title abstract and insurance forms.
• Reviews approved mortgage loan to determine conditions that must be met prior to closing, reviews documentation for compliance, which includes RESPA and Regulation Z compliance, BSA compliance, adherence to loan closing conditions, adherence to document expiration dates.
• Responsible for follow up for documentation exceptions to corrections to legal documentation and follow up for missing documentation.
• Adheres to all rules and regulations applicable to this position.
• Performs all other duties that may be assigned.

Education, Skills and Experience

• A minimum of two years mortgage closing experience
• Excellent, organizational, telephone etiquette, customer service and interpersonal skills.
• Ability to work effectively in a fast-paced environment with multiple deadlines.
• Good communication skills, both verbal and written.
• Ability to work accurately with detailed information.
• PC proficiency with working knowledge of Word and Excel.
• Ability to work independently with a minimum of supervision.
• Ability to make sound business decisions, use good judgment and apply established policies and procedures.