MCA Processor

Core Responsibilities

• Review merchant applications for completeness
• Verify documents: Bank statements (3-6 months), Credit card processing statements, Business licenses
• Enter and manage data in CRM systems
• Communicate with: ISOs (Independent Sales Organizations), Underwriters
• Submit files to lenders/funders
• Track deal progress until funding
• Ensure compliance with internal guidelines
• Strong attention to detail
• Fast-paced multitasking
• Organization & deadline management

  Required Skills

  • Ability to read bank statements and cash flow
  • Detect red flags (NSFs, negative balances, irregular deposits)
  • Basic underwriting understanding (helpful)
  • Technical Tools: CRM systems (e.g., Salesforce or similar), Microsoft Excel / Google Sheets, Document management tools (Dropbox, Google Drive)
  • Industry Knowledge (Highly Preferred): Factor rates, Holdback percentages, Daily/weekly ACH payments, Familiarity with funders and ISO relationships

    Benefits

    • Health, dental, and vision insurance
    • Paid time off (PTO) and sick leave
    • Paid holidays
    • 401(k) retirement plan (with employer match, if applicable)
    • Performance bonuses and incentives
    • Career growth opportunities within underwriting or operations