Market President
First State Bank and Trust (FSBT) · Bloomington, IL · 2 mo ago
On-siteFinance$140k–$200k/yrFull-time
Key Responsibilities
- Develop and execute continuous sales management plans including prospecting, pre-call planning, and sales-focused outreach.
- Maintain and report the sales pipeline to leadership.
- Meet or exceed loan goals and work with the Branch Manager and Head of Retail Banking to meet or exceed deposit production goals.
- Build and maintain strong relationships with key business clients and prospects.
- Promote deposit and treasury products; refer clients to other business lines (e.g., ag lending, trust/wealth, mortgage).
Community Engagement
- Serve as the face of the market through active involvement in nonprofit boards, industry groups, and public speaking engagements.
- Represent and promote the bank's brand at community and business events.
Credit & Loan Management
- Participate in loan committee processes and collaborate with credit teams on loan write-ups.
- Analyze credit requests and negotiate terms with loan and deposit customers.
- Oversee pre-closing loan responsibilities and support compliance audits.
- Manage loan portfolios including renewals, modifications, and collection of past due loans.
- Oversee close consumer loan production and support applications (auto, unsecured, home equity).
Financial Oversight
- Review monthly market financial reports and prepare annual budgets.
- While delegating the daily overdraft / NSF decisions, monitor significant balance changes.
Property & Facilities Management
- Participate in Condo Association, representing the bank and the banks interest and obligations.
- Oversee bank property maintenance, inspections, and vendor contracts (e.g., janitorial, landscaping, HVAC, signage).
Leadership & Compliance
- Lead and mentor market lenders, fostering professional development and portfolio management.
- Implement business plans to achieve profitability targets.
- Ensure regulatory compliance and maintain high-quality loan assets.
- Exercise executive control over market operations, staff development, and policy implementation.
Qualifications
- Bachelor's degree in Business Administration, Finance, or related field.
- Minimum of ten years of experience in banking or financial services.
- Proven leadership experience in banking or financial services.
- Strong understanding of credit analysis, loan structuring, and compliance.
- Excellent communication, negotiation, and relationship-building skills.
- Demonstrated ability to manage budgets, facilities, and staff.
- Active community involvement and commitment to local engagement.
Salary
$140,000 - $200,000 per year